Stamp Duty Calculator
Estimate provincial stamp duty and registration fee when registering a property sale deed
Frequently Asked Questions
Stamp duty and the property registration fee are provincial charges collected at the sub-registrar's office when a property sale deed is registered — rates differ across Punjab, Sindh, Khyber Pakhtunkhwa, and Balochistan, and even within a province, some cities layer an additional Town Tax on top.
Why this is often the largest add-on cost in a property purchase
Stamp duty is calculated as a percentage of the property's declared transaction value (or the provincial revenue authority's own valuation table figure, whichever governs in a given province — sometimes the higher of the two), and because property values in major cities run into crores of rupees, even a modest percentage rate translates into a genuinely large rupee amount. Add the registration fee and, in some cities, a Town Tax, and the total add-on cost at the point of registration can be one of the single largest line items in the entire transaction outside the property price itself.
A worked example
On a mid-range urban property transaction, stamp duty and registration fee together commonly add a percentage of the transaction value that's large enough to materially affect how much cash a buyer needs on hand at closing — this is why serious buyers budget for it as a distinct line item from the start, not an afterthought calculated the week of registration.
How this connects to your other property costs
Stamp duty is one of several charges due at the point of transfer, alongside the federal advance tax on purchase and, if applicable, Capital Gains Tax owed by the seller — the Property Transfer Total Cost Calculator combines all of these into a single estimate so you're not calculating each one separately and potentially missing one. This is fundamentally different from the recurring annual Property Tax (UIPT) — stamp duty is paid once, at transfer; property tax recurs every year regardless of whether the property changes hands.
Common mistakes
Buyers frequently budget for a property's asking price and forget stamp duty, registration fee, and advance tax entirely until the registrar's office, at which point the additional cash requirement can come as a genuine surprise — always calculate the full transfer cost before making an offer, not after it's accepted.